Stridefly vs Copilot Money

What Copilot Money is built for

Copilot is a design-led personal finance app. It lists iPhone, iPad, Mac and web, connects your accounts, categorizes transactions automatically, supports category budgets with rollover, and shows net worth over time. The focus is a clean, low-effort picture of where your money goes each month.

Copilot also has an Investments tab. It shows allocation by security type, holdings, average cost and total return where your institution supplies the data, live balance estimates and a benchmark comparison, and it supports manual holdings accounts. It suits people who want investments included in the overall picture, alongside spending, without a lot of setup.

Where investors run into limits

Investment history starts on the day you connect. Copilot's help center says it can't backfill investment history.
Copilot's help article on investment account limitations says CSV and XLS imports aren't supported, so history can't be loaded from a file.
Allocation targets, drift and rebalance suggestions aren't part of Copilot's documented investment features. Allocation is shown by security type.
Average cost and total return appear "if we have received the necessary information from your institutions", in Copilot's words, so what you see depends on what each institution sends.

What Stridefly adds

CSV import for positions, transactions and net worth history, with skipped rows listed, so you can bring years of history with you instead of starting from the day you connect.
Targets you set, drift and a rebalance plan. Stridefly compares your allocation, by asset class and sub-class, with your own targets and lists the buy and sell amounts that would bring you back. It is arithmetic against your numbers, not advice.
A mark next to any price that is out of date or any value that is estimated, so you can tell when a number rests on partial information.
Your data on your phone and in your own iCloud account. Connections pass through a service we operate that does not keep copies of your balances, positions or transactions.

Side by side

Feature	Stridefly	Copilot Money
Platforms	iPhone (iOS 18 or later)	Lists iPhone, iPad, Mac and web
Budgeting	Monthly and annual budgets by category, with optional rollover of unused money	Category budgets with rollover and automatic categorization
Investment positions	Yes, across brokerage and retirement accounts	Yes. Average cost and total return where institutions supply the data
Allocation targets and rebalance plan	Yes. You set the targets; Stridefly shows drift and a plan listing buy and sell amounts	Not documented
Imports	CSV files for transactions, net worth history and positions; skipped rows are listed	Not offered for investment accounts, and investment history can't be backfilled
Where your data is stored	Your phone and your iCloud account. Connections pass through a service we operate that does not keep copies of your balances, positions or transactions	Copilot's cloud service, hosted on Google Cloud

Sources

Details checked October 2026. Products change; see each company's site for the latest.

Questions about this comparison

Can Copilot Money import my investment history?

Copilot's help center says investment history can't be backfilled and that CSV and XLS imports aren't supported for investment accounts. Stridefly imports positions, transactions and net worth history from CSV files and lists any rows it skips.

Does Copilot Money have allocation targets?

Allocation targets, drift and rebalance suggestions aren't part of Copilot's documented features. Copilot does show allocation by security type.

Does Stridefly run on Mac or the web?

No. Stridefly runs on iPhone only today. Copilot lists iPhone, iPad, Mac and web.