Budgeting

Monthly and annual budgets, by category, next to your investments

Stridefly lets you set a budget by category for the month or for the year, then shows spending against it. The budget sits in the same app as your accounts and portfolio, so your spending and your net worth are in one app.

Stridefly supports both monthly and annual budgets

Some costs are monthly and some arrive once a year. Stridefly handles both: set monthly amounts by category, or an annual amount for the ones that do not fit a month. You can also let unused money roll over to the next month when you want. Home shows this month's spending against your target at a glance.

August budget: income $10,969, expenses $9,659, cash flow up $1,310, with 87% of the monthly budget used. August budget: income $10,969, expenses $9,659, cash flow up $1,310, with 87% of the monthly budget used.

Budget overview

The overview shows what is left in each category

The Budget tab has an overview and a transactions view. The overview breaks spending down by category against your targets, and lists your top merchants, so you can see where the month actually went. Categories without a target are tracked, so they still count.

Transfers, taxes and rental property get their own groups

Moving money between your own accounts is not spending, and Stridefly does not count it as spending. Transfers, taxes and rental property each have a group, so they stay out of the way of everyday categories while remaining visible.

Monthly targets by group: housing $3,789 of $3,900, bills and utilities $187 left, food and dining $193 over, shopping $245 of $800. Monthly targets by group: housing $3,789 of $3,900, bills and utilities $187 left, food and dining $193 over, shopping $245 of $800.

Spending by group

Categories, rules and merchants are yours to adjust

You can edit categories, create rules, and manage merchants. Stridefly can auto-categorize transactions and puts them in a review list so you confirm what it did. See Transactions.

Spending stays judged against your targets, not anyone else's

Stridefly does not compare you to other people or label spending as good or bad. You set the targets. The app reports how the month stands against them.

Questions about budgeting

Does Stridefly have a monthly budget?

Yes. Set monthly amounts by category and see spending against them.

Can I budget annually?

Yes. Annual budgets are supported alongside monthly ones.

Does it detect subscriptions or recurring bills?

No. Stridefly does not detect subscriptions or recurring charges today.

Can unused budget roll over to the next month?

Yes. Unused budget can roll over to the next month when you turn rollover on for a category.

Are transfers counted as spending?

No. Transfers between your own accounts are not counted as spending.

Can I budget without connecting a bank?

Yes. You can add transactions by hand or import them from CSV.

Join the private beta

Stridefly is in private beta. Join the waitlist and we will email you when a spot opens. Prefer to look around first? Demo mode lets you explore sample data before you connect anything.