Guides to tracking your money

All guides

• How to track your net worth: What counts as an asset or a liability, how to value property, and how often to update.
• Monthly and annual budgets: when to use each, and how rollover works: When each budget type fits, and how rollover carries unused money forward.
• What portfolio drift is and how to measure it against your targets: How to measure the gap between your mix and your targets, in points, percent and dollars.
• How rebalancing math works: The arithmetic of rebalancing, calendar versus bands, and new money versus selling.
• Seeing one allocation across taxable, IRA, 401(k) and HSA accounts: How to see one allocation across taxable, IRA, 401(k) and HSA accounts.
• Moving your money spreadsheet into an app: Exporting CSV files, choosing columns and keeping your history when you switch.
• What "private" means in a personal finance app: Five questions that turn "private" from a claim into something you can check.
• How to track dividend and interest income: What to record, how to total it, and how yield on value differs from yield on cost.

These guides describe methods and arithmetic. They are not investment, tax or financial advice. For your own situation, talk to a qualified professional.