Stridefly vs Empower

What Empower is built for

Empower connects bank, card, investment and retirement accounts into one dashboard on web, iOS and Android. It includes a budgeting and cash flow tool, automatic transaction categorization and retirement planning, with a strong focus on the long view: where your net worth stands and whether it is on course.

Its investment views list holdings and allocation from linked accounts. The Investment Checkup compares your allocation with a suggested allocation by risk level, and the You Index benchmarks your current holdings against the market. It suits people who want a broad read on retirement readiness and on where their money sits, more than a tool to manage a specific allocation.

Where investors run into limits

The Investment Checkup compares you with Empower's own suggested allocations. Its help center says the checkup doesn't allow custom allocations, so a mix you chose, such as a three-fund split, can't be the benchmark.
The You Index is defined in Empower's help center as the performance of your current holdings extrapolated backward, and it doesn't include individual bonds, options or alternatives. It describes today's mix, not the path your accounts took.
Importing history isn't supported. Empower's help center says it doesn't allow importing historical data from Excel or other documents, and offers no direct import from a previous app. Transactions can be exported to CSV.
Drift against a target you set, and rebalance amounts, aren't part of Empower's documented features.

What Stridefly adds

Targets you set, drift and a rebalance plan. You enter the mix you actually want, and Stridefly compares your allocation, by asset class and sub-class, with it and lists the buy and sell amounts that would bring you back.
CSV import for positions, transactions and net worth history, with skipped rows listed, so your own history comes with you.
A mark next to any price that is out of date or any value that is estimated, so you can see when a number rests on an estimate.
Your data on your phone and in your own iCloud account. Stridefly gives no investment, tax or financial advice, and the rebalance plan is arithmetic against your own targets.

Side by side

Feature	Stridefly	Empower
Platforms	iPhone (iOS 18 or later)	Web, iOS and Android
Budgeting	Monthly and annual budgets by category, with optional rollover of unused money	Budgeting and cash flow tool with automatic categorization
Investment positions	Yes, across brokerage and retirement accounts	Yes, from linked accounts
Allocation targets and rebalance plan	Yes. You set the targets; Stridefly shows drift and a plan listing buy and sell amounts	Compares with Empower's suggested allocations; custom allocations are not offered
Imports	CSV files for transactions, net worth history and positions; skipped rows are listed	Importing historical data is not offered; transactions can be exported to CSV
Where your data is stored	Your phone and your iCloud account. Connections pass through a service we operate that does not keep copies of your balances, positions or transactions	Empower's own service

Sources

Details checked October 2026. Products change; see each company's site for the latest.

Questions about this comparison

Can I set my own target allocation in Empower?

Empower's help center says the Investment Checkup doesn't allow custom allocations. Stridefly lets you set your own targets and shows drift against them.

Can I import past data into Empower?

Empower's help center says it doesn't allow importing historical data from Excel or other documents. Stridefly imports positions, transactions and net worth history from CSV files and lists any rows it skips.

Does Stridefly give investment advice?

No. Stridefly doesn't recommend securities or place trades. The rebalance plan is arithmetic against the targets you set.