Compare

Looking for a Lunch Money alternative?

Hands-on budgeting in a native iPhone app, with tags, splits and rules, plus investing in depth: allocation targets, a rebalance plan and Tax Center estimates. No ads.

Stridefly Home: net worth of $87,348, up $197 on the day and $1,606 over the past month, with a rising chart and accounts grouped by type. Stridefly Home: net worth of $87,348, up $197 on the day and $1,606 over the past month, with a rising chart and accounts grouped by type.

Home: net worth and every account

Income view: $2,181 received over the last 12 months, an estimated $1,429 for the next 12, a 2.3% yield, $752 in interest, and payers by amount. Income view: $2,181 received over the last 12 months, an estimated $1,429 for the next 12, a 2.3% yield, $752 in interest, and payers by amount.

Income from dividends and interest

Rebalance plan: $3,851 to reach targets, with buy and sell amounts by asset class, such as selling $2,671 of Tech Growth and buying $1,096 of Bonds. Rebalance plan: $3,851 to reach targets, with buy and sell amounts by asset class, such as selling $2,671 of Tech Growth and buying $1,096 of Bonds.

Rebalance: a plan back to your targets

Made for your iPhone

If you use Lunch Money for hands-on, deliberate budgeting, Stridefly brings that to an app made for your iPhone.

  • Sign in with Apple, and lock the app with Face ID.
  • Your financial data is saved on your phone and in your own iCloud.
  • A privacy cover hides your balances in the app switcher, and one switch, Hide balances, hides every balance when someone's looking over your shoulder.
  • No Stridefly account needed to start: add accounts by hand and your data is still saved on your phone and in your own iCloud, protected by your iPhone's passcode and by Face ID if you turn it on. You sign in with Apple only when you link a bank or subscribe.

Budgets that flex

  • Budgets by category, monthly, quarterly or yearly, with unused money rolling over when you want it to.
  • Recurring bills and subscriptions, with what's due this week, a range for what each should cost, and a note when one goes up.
  • Savings goals with a target amount and date, and trips you can save for and track.
  • Once you have a full month of spending, Stridefly suggests a monthly budget from your recent months, which you can use with one tap or replace with your own.
  • Set a bigger amount for one month, and cover an overspend from another category without changing your total.

Tags, splits and rules

Set a rule once and it sorts new transactions as they arrive. Apply it to past transactions when you choose, and a category you set by hand is never overwritten.

  • Split a purchase across categories.
  • Tag transactions so they're easy to find, and filter by tag.
  • Keep a reimbursed expense out of your budget with one switch.
  • Transfers between your own accounts aren't counted as spending.

Investments in depth

See more than a balance for your brokerage and retirement accounts.

  • Every position across your brokerage and retirement accounts, with a stock or fund you hold in more than one account added up to one total.
  • Your allocation by asset class, targets you set, how far you've drifted, and a rebalance plan with buy and sell amounts. It's arithmetic against your numbers, not advice.
  • A watchlist that alerts you when a price reaches your target entry price.
  • Your dividends and interest in one Income view, and a Tax Center that estimates tax on your gains and dividends using the tax rates you set.
  • All your investment activity across every account, in one list.
  • Your portfolio's value over time, and your performance against a market benchmark.

Read more: Budgeting in Stridefly Net worth in Stridefly Investing in Stridefly

Your household, too

Assign each account an owner: you, your partner or joint. Then filter your investments to see yours, your partner's, joint, taxable or retirement.

  • One net worth across checking, savings, cards, brokerage, retirement, HSA, 529, your home and your loans.

No ads, nothing else to sell

Stridefly is paid for by its subscription. There are no ads in the app, it doesn't sell other financial products, and we never sell your personal information.

Bring your history with you

If Lunch Money lets you export your transactions as a CSV file, you can bring them into Stridefly. Stridefly reads any transactions file with a date, an amount and a description or payee column, flags possible duplicates for you to review, and lists any rows it can't read, so nothing disappears quietly.

Stridefly sorts imported transactions into its own categories and runs your rules on them, so they count in your budget right away. You can also import positions and month-end net worth history from CSV files, so your charts show your past from day one.

Try it free before you move

Run Stridefly side by side with the app you use now, and switch when you're sure. When you connect your first bank, you get 30 days free, with no payment details needed: long enough to see a full month of your own bills and paychecks come through. During the beta, everything is free for testers.

Accounts you add by hand or import from files are free for as long as you like. Not ready to add anything? Demo mode loads a sample household, so you can look around first, with no account to make.

Safe and private

You connect your banks through Plaid, which more than 9,000 financial apps use, and you sign in with Apple. Your financial data is saved on your phone and in your own iCloud, not in a database of ours, and you can export a copy whenever you like. How Stridefly keeps your data safe

Questions about switching from Lunch Money

Can I bring my history from Lunch Money?

If Lunch Money lets you export transactions as a CSV file, yes. Stridefly reads files with a date, an amount and a description or payee column, flags possible duplicates and lists any rows it can't read. It sorts transactions into its own categories. You can also import positions and net worth history from CSV files.

Does Stridefly support other currencies?

Not today. Connecting a bank works with US institutions only, and Stridefly shows amounts in US dollars.

Is Stridefly safe?

Stridefly is built on services you already trust. You connect your banks through Plaid, you sign in with Apple, and your financial data is saved on your phone and in your own iCloud, encrypted by Apple. We don't keep a database of our customers' finances. How Stridefly keeps your data safe

What does Stridefly cost?

Stridefly is free for beta testers during the beta. After launch, you can keep using it for free with accounts you add by hand or import from files. Connecting a bank or brokerage needs a subscription, monthly or annual, and starts with a 30-day free trial when you first connect, with no payment details needed. We'll share prices soon.

Is Stridefly on Android or the web?

Not today. Stridefly is an iPhone app and needs iOS 18 or later.

Join the private beta

Stridefly is in private beta and free for testers. We invite people in small groups, starting in November. Once you're in, you can look around with sample data before you add anything, no account needed.

Join the waitlistSwitching from another app

Product names are trademarks of their respective owners. Stridefly is not affiliated with them.