Looking for a Monarch Money alternative?

Your whole household in one place

If you use Monarch Money to see your household's money together, Stridefly does that on your iPhone. Label each account with whose it is, then see your investments for one person or for the whole household.

• Budgets by category, monthly or yearly, with rollover when you want it and a way to cover an overspend from another category.
• Savings goals with a target amount and date.
• Recurring bills and subscriptions, with the payments expected this week.
• Rules, splits and bulk edits keep transactions tidy, and transfers between your own accounts aren't counted as spending.
• One net worth across checking, savings, cards, brokerage, retirement, HSA, 529, your home and your loans.

Numbers you can trust, or a clear reason why not

Stridefly is built to show the exact figure. When your bank or brokerage hasn't sent new data yet, or a value has to be estimated, you see a clear label and when it was last updated, right next to the number.

So when a connection is slow to update, you know which numbers are current and which aren't, instead of finding out later.

Investments with the same care as your budget

• Every position across your brokerage and retirement accounts, with a stock or fund you hold in more than one account added up.
• Allocation targets you set, how far you've drifted from them, and a rebalance plan listing buy and sell amounts. It's arithmetic against your numbers, not advice.
• Buy Radar, which flags when a price reaches your level and can notify you.
• Your dividends and interest in one Income view, and a Tax Center that estimates tax on your gains and dividends using rates you enter.

Read more: Budgeting in Stridefly Net worth in Stridefly Investing in Stridefly

Bring your history with you

If Monarch Money lets you export your transactions as a CSV file, you can bring them into Stridefly. Stridefly reads any transactions file with a date, an amount and a description or payee column, flags possible duplicates for you to review, and lists any rows it can't read, so nothing disappears quietly.

Stridefly sorts imported transactions into its own categories, and your rules run on top, so your budget fits Stridefly from day one. You can also import positions and month-end net worth history from CSV files, so your net worth chart shows your history from the data you import.

Try it before you move

Run Stridefly side by side with the app you use now, and switch when you're sure. When you connect your first bank, you get 30 days free, with no payment details needed, long enough to see a full month of your own bills and paychecks come through. During the beta, everything is free for testers.

Accounts you add by hand or import from files are free to use for as long as you like. Not ready to add anything yet? Demo mode loads a sample household, so you can look around first, with no account to make.

Safe and private

You connect your banks through Plaid, which more than 9,000 financial apps use, and you sign in with Apple. Your financial data is saved on your phone and in your own iCloud, not in a database of ours, and you can export a copy whenever you like. How Stridefly keeps your data safe