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Looking for a YNAB alternative?

Keep your budgeting habit. Stridefly budgets with a target for each category, and puts your net worth and investments right beside your budget, so you can see whether what you save is adding up.

October budget: income $7,980, expenses $6,694, cash flow up $1,286, with $1,613 saved (20%) and $6,694 spent of a $6,670 budget. October budget: income $7,980, expenses $6,694, cash flow up $1,286, with $1,613 saved (20%) and $6,694 spent of a $6,670 budget.

Budget: your month at a glance

Net worth over one year: $87,348, up $197 on the day and about $9,322 (12.33%) over the past year. Net worth over one year: $87,348, up $197 on the day and about $9,322 (12.33%) over the past year.

Net worth chart: the past year

Invest tab: portfolio value of $63,202, up $327 on the day (0.52%) and $2,174 over the past month, compared with the S&P 500, with top positions VXUS and VTI. Invest tab: portfolio value of $63,202, up $327 on the day (0.52%) and $2,174 over the past month, compared with the S&P 500, with top positions VXUS and VTI.

Invest: your whole portfolio at a glance

A budget that runs on targets

If YNAB taught you to budget, you already have the habit. Stridefly keeps it simple: set a target for each category and see what's left. Once you have a full month of spending, Stridefly suggests a monthly budget from your recent months, which you can use with one tap or replace with your own.

  • Budgets by category, monthly or yearly, with unused money rolling over when you want it to.
  • Planning a bigger month? Set an amount for that one month and your usual budget stays as it is.
  • When a category runs over, move unspent money from another category to cover it.
  • Rules, splits and bulk edits keep transactions tidy, and transfers between your own accounts aren't counted as spending.

Goals you can watch grow

  • Set a savings goal, such as an emergency fund or a down payment, with a target amount and, if you like, a date.
  • Choose the accounts the money sits in, and see how much you've saved, how much is left and how far along you are.
  • Set a date, and Stridefly shows about how much to put away each month to get there.
  • Planning a trip? Track the days to go, what you've saved and what you spend while you're away.

Where your savings go next

Your budget shows what you saved. Stridefly also shows where it went.

  • One net worth across checking, savings, cards, brokerage, retirement, HSA, 529, your home and your loans.
  • Every position across your brokerage and retirement accounts, measured against targets you set, with a rebalance plan listing buy and sell amounts. It's arithmetic against your numbers, not advice.
  • Your dividends and interest in one Income view.

Read more: Budgeting in Stridefly Net worth in Stridefly Investing in Stridefly

Bring your history with you

If YNAB lets you export your transactions as a CSV file, you can bring them into Stridefly. Stridefly reads any transactions file with a date, an amount and a description or payee column, flags possible duplicates for you to review, and lists any rows it can't read, so nothing disappears quietly.

Stridefly sorts imported transactions into its own categories, and your rules run on top, so your budget fits Stridefly from day one. You can also import positions and month-end net worth history from CSV files, so your net worth chart shows your history from the data you import.

Try it before you move

Run Stridefly side by side with the app you use now, and switch when you're sure. When you connect your first bank, you get 30 days free, with no payment details needed, long enough to see a full month of your own bills and paychecks come through. During the beta, everything is free for testers.

Accounts you add by hand or import from files are free to use for as long as you like. Not ready to add anything yet? Demo mode loads a sample household, so you can look around first, with no account to make.

Safe and private

You connect your banks through Plaid, which more than 9,000 financial apps use, and you sign in with Apple. Your financial data is saved on your phone and in your own iCloud, not in a database of ours, and you can export a copy whenever you like. How Stridefly keeps your data safe

Questions about switching from YNAB

Can I bring my history from YNAB?

If YNAB lets you export transactions as a CSV file, yes. Stridefly reads files with a date, an amount and a description or payee column, flags possible duplicates and lists any rows it can't read. It sorts transactions into its own categories. You can also import positions and net worth history from CSV files.

Do I have to give every dollar a job?

No. Set a target for each category and see what's left in each. Once you have a full month of spending, Stridefly suggests a monthly budget from your recent months, which you can use with one tap or replace with your own.

Is Stridefly safe?

Stridefly is built on services you already trust. You connect your banks through Plaid, you sign in with Apple, and your financial data is saved on your phone and in your own iCloud, encrypted by Apple. We don't keep a database of our customers' finances. How Stridefly keeps your data safe

What does Stridefly cost?

Stridefly is free for beta testers during the beta. After launch, you can keep using it for free with accounts you add by hand or import from files. Connecting a bank or brokerage needs a subscription, monthly or annual, and starts with a 30-day free trial when you first connect, with no payment details needed. We'll share prices soon.

Is Stridefly on Android or the web?

Not today. Stridefly is an iPhone app and needs iOS 18 or later.

Join the private beta

Stridefly is in private beta and free for testers. We invite people in small groups, starting in November. Once you're in, you can look around with sample data before you add anything, no account needed.

Join the waitlistSwitching from another app

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